<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"baseUrl":"/articles/credit-education","bottomArticles":[{"date":"Mon Jan 23 00:00:00 PST 2023","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2023/01/220848-CM-ChargeOff-SEOA-R1-Design.jpg","previewDescription":"Household credit card debt rose by $38 billion in the third quarter of 2022, reaching $0.93 trillion\u2014which represents a 15% year-over-year increase of $121 billion\u2014according to the Federal Reserve Bank of New York. Almost 3.7% of those credit card balances are now seriously delinquent, which means 90 days or longer past due.","title":"What Is a Charge-Off?","pagePath":"/articles/what-is-a-charge-off","imageAlt":"An invoice marked past due and a notification of an account being closed indicate a charge-off ","tags":["creditonebank:CreditBasics","credit-one-central-topics:financial-tips","credit-one-central-topics:credit-card"]},{"date":"Thu Dec 01 00:00:00 PST 2022","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2023/02/220847-CM-AvailableCredit-SEOA-R1.jpg","previewDescription":"Travel credit cards have some of the most appealing perks of all cards, but they also usually come with an annual fee. So it\u2019s natural to wonder, \u201cAre travel credit cards worth it?\u201d","title":"Are Travel Credit Cards Worth It?","pagePath":"/articles/are-travel-credit-cards-worth-it","imageAlt":"A man\u2019s hand holds two travel credit cards above his suitcase, which is packed and ready for a trip.","tags":["creditonebank:CreditBasics","creditonebank:LifeEvents","credit-one-central-topics:credit-card","credit-one-central-topics:travel"]},{"date":"Mon Aug 29 00:00:00 PDT 2022","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/richard-horowitz/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2022/08/220464_CM_HowOldForCC_SEOA_FINAL.jpg","previewDescription":"Before 2009, you could pretty easily get a credit card at the age of 18. Now you can still technically have a credit card at 18, and it can even be your own account. But it has become harder to do so before the age of 21, except with one of the following two scenarios:","title":"How Old Do You Have To Be To Get a Credit Card?","pagePath":"/articles/how-old-do-you-have-to-be-to-get-a-credit-card","imageAlt":"A young girl shops in the mall with a credit card","tags":["creditonebank:CreditBasics","credit-one-central-topics:credit-card"]}],"authorArticlesMobile":[],"topArticles":[{"date":"Thu Jun 25 00:00:00 PDT 2026","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2026/06/260322_DA_ChoosingACCRefresh_SEOA_Final.jpg","previewDescription":"Credit cards come in a lot of different varieties. Find out what\u2019s available, who they\u2019re best for, and the benefits of each type.","title":"Choosing the Right Type of Credit Card for You","pagePath":"/articles/choosing-the-right-type-of-credit-card-for-you","imageAlt":"Two smiling young women sit on a couch beside a smiling young man who\u2019s showing them a credit card like he\u2019s choosing it as the right one.","tags":["creditonebank:CreditBasics","credit-one-central-topics:financial-tips","credit-one-central-topics:credit-card"]},{"date":"Wed Apr 05 00:00:00 PDT 2023","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2023/04/230139_DA_LBA_FinancialLiteracy_SEOA_header2400x1350_IR1.jpg","previewDescription":"They used to say kids would learn the \u201cthree Rs\u201d in school: that\u2019s reading, \u2018riting and \u2018rithmetic. But these days, plain old arithmetic (or math) isn\u2019t enough. Finances are in a mathematical world all their own, and financial literacy is the understanding and use of skills that promote a responsible relationship with money.","title":"How To Teach Financial Literacy","pagePath":"/articles/how-to-teach-financial-literacy","imageAlt":"A father teaches his daughter about financial literacy as they sit on the couch and put coins in her piggy bank","tags":["creditonebank:CreditBasics","credit-one-central-topics:saving-money","credit-one-central-topics:financial-tips","credit-one-central-topics:budgeting"]},{"date":"Wed Feb 15 00:00:00 PST 2023","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2023/02/230043-CM-ItemizedDeductionsRefresh-SEOA-FINAL.jpg","previewDescription":"The Internal Revenue Code contains more than 9,800 sections of tax law1, which may be why most Americans opt for the low-hassle standard deduction when it\u2019s time to file. Although it\u2019s more time consuming on the front end to itemize your tax deductions, you may be better off if you have high value deductions that you\u2019re eligible to claim. Here are a few things to know about filing federal taxes \u2013 and how credit cards can help you prepare them \u2013 before writing a check to Uncle Sam.","title":"Credit Cards and Itemized Deductions: What to Know Before Filing Your Taxes","pagePath":"/articles/credit-cards-and-itemized-deductions-what-to-know-before-filing-your-taxes","imageAlt":"A note on a statement reads \u201cTax Deduction\u201d to indicate sorting itemized deductions before filing taxes","tags":["creditonebank:CreditBasics","credit-one-central-topics:financial-tips","credit-one-central-topics:credit-card","credit-one-central-topics:tax"]}],"lastPageNumberMobile":0,"currentPageNumber":1,"lastPageNumber":6,"articlesTopics":["financial tips","saving money","tax","credit card","travel","budgeting"],"currentPageNumberMobile":1}"/>
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