Industry-leading Rates and Flexible Terms
Term
APY
More Ways to Grow Your Money
More Ways to Grow Your Money
Interest Potential & Account Benefits
%
APY
Choose Term Length
Please enter an amount between $100,000 - $1,000,000
Your Interest Earning Potential
The calculator is for illustrative purposes only and may not apply to your individual circumstances. Calculated values assume that principal and interest remain on deposit until maturity. All APYs are subject to change.
$0.00
FDIC Insured
Best Jumbo CD Rate
We've got answers to your questions
Yes. Credit One Bank is an FDIC member, FDIC Certificate Number 25620, meaning funds deposited with Credit One Bank are insured up to the maximum allowed by law. Generally, the FDIC insures deposits held at the same financial institution according to the account’s ownership category of up to $250,000 for all individually owned accounts combined, $250,000 per owner in jointly-owned accounts combined, and up to $250,000 per beneficiary on revocable trust (Payable on Death) type accounts. The FDIC insures deposits according to ownership category with current maximums.
Your account defaults to auto-renewal at maturity, but you have the option of logging into your account online and selecting your maturity preferences in advance of your Jumbo Certificate of Deposit (CD) maturing. We also provide a 10-day grace period starting at your CD maturity date in which you may renew your CD, move your funds into a new CD with a different term, add funds, or close and withdraw your funds.
If your CD does not have an auto-renewal option selected, the account will close on maturity.
You can make a deposit to your Jumbo High Yield Savings Account by scheduling a transfer from your linked external bank account through online banking or our mobile app.
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† Rates subject to change. Fees may reduce earnings. A penalty may be imposed for early withdrawal.
†† Indicates promotional term. Promotional CD terms are not eligible as a renewal option for existing Credit One CDs. Promotional CD account openings require a "new money" deposit and are available for a limited time. "New money" is defined as money not currently on deposit in a Credit One CD account. Promotional CDs automatically renew to the nearest standard term. If two terms are equally close, the longer term applies.
1 After you open a CD account with us, if we increase the interest rate and Annual Percentage Yield (APY) we offer for the same CD product and term you selected within 10 calendar days of your account opening date (account opening date plus 9 calendar days), we will automatically give you the increased rate and APY. The higher rate will apply from the day you opened your CD.
2 Earn Loyalty Rates when you renew your CD account with us. The Loyalty Rate is subject to change and may be discontinued at any time. Please see our FAQs for additional information.