Account Benefits
No Maintenance Fee
Let your money work for
you without monthly fees
getting in the way.
FDIC Insured
Easy Account Management
Managing your savings account
is simple with our website and
mobile app.
We've got answers to your questions
Yes. Credit One Bank is an FDIC member, FDIC Certificate Number 25620, meaning funds deposited with Credit One Bank are insured up to the maximum allowed by law. Generally, the FDIC insures deposits held at the same financial institution according to the account’s ownership category of up to $250,000 for all individually owned accounts combined, $250,000 per owner in jointly-owned accounts combined, and up to $250,000 per beneficiary on revocable trust (Payable on Death) type accounts. The FDIC insures deposits according to ownership category with current maximums.
Your account defaults to auto-renewal at maturity, but you have the option of logging into your account online and selecting your maturity preferences in advance of your Jumbo Certificate of Deposit (CD) maturing. We also provide a 10-day grace period starting at your CD maturity date in which you may renew your CD, move your funds into a new CD with a different term, add funds, or close and withdraw your funds.
If your CD does not have an auto-renewal option selected, the account will close on maturity.
You can make a deposit to your Jumbo High Yield Savings Account by scheduling a transfer from your linked external bank account through online banking or our mobile app.
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Download our mobile app to open a new account or manage existing accounts whenever and wherever you are.
† Rates subject to change. Fees may reduce earnings.
1 Earn Loyalty Rates when you have both a Jumbo High-Yield Savings account and a Jumbo Certificate of Deposit account with us. The Loyalty Rate is subject to change and may be discontinued at any time. Please see our FAQs for additional information.