<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"baseUrl":"/articles/topics/credit-report","bottomArticles":[{"date":"Tue Apr 28 00:00:00 PDT 2026","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2026/04/260185_DoPACCAffectCredit_SEOA.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jorge-labrador/jcr:content/data/master","previewDescription":"Pre-approved credit card offers might be common, but what do they really mean for you and your credit score?","title":"Do Pre-Approved Credit Card Offers Affect Your Credit?","pagePath":"/articles/do-pre-approved-credit-card-offers-affect-your-credit","imageAlt":"A woman smiles as she reads a piece of mail in one hand, while holding envelopes in her other hand. 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