<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"baseUrl":"/articles/topics/credit-report","bottomArticles":[{"date":"Thu Dec 15 14:08:00 PST 2022","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/02/104343 COC_58_article024.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","previewDescription":"Applying for credit can be a daunting process. From finding the right credit card or auto loan to filling out a mortgage application and waiting for approval, obtaining new credit takes time, careful consideration, and patience. 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